Homeowner Resources

  • Your current shelter has problems with the structure, roof, floor heating and cooling system, water supply, electricity, bathrooms and/or kitchen.
  • Your current shelter has an inadequate number of bedrooms as determined by the number, ages and gender of household members.
  • Your current neighborhood is unsafe and/or unsanitary.
  • All applicant families agrees to perform 300 hours of “sweat equity” constructing homes prior to moving into their Habitat home.
  • All applicant families agrees to partner with Houston Habitat to achieve homeownership.
  • All applicant families agree to complete the Pre-Closing Program, which includes Financial Counseling, Home Management and Maintenance and other Habitat activities.
  • A family must meet minimum household gross income per year depending on family size. Houston Habitat for Humanity families earn 50-80% of the Area Median Income for Houston, Texas as determined by United Stated Department of Housing & Urban Development (HUD).
  • A family must have the ability to make their monthly mortgage payments.
  • You must have satisfactory credit  score of 620.

Houston Habitat for Humanity is an equal opportunity builder and complies with the Federal Fair Housing Act in the marketing, sale, and purchasing of properties. All qualified applicants will receive consideration for homeownership without regard to race, color, religion, national origin, sexual orientation, marital status or gender identity.

Our future homeowners are the reason we do what we do


  • Purchasing a Houston Habitat home is a partnership – not just a mortgage! We offer 3- or 4- bedroom homes to be purchased for qualified Houstonians.
  • If you meet the criteria and are selected as a future homeowner, you will be required to complete 300 “sweat equity hours” which include participating in homeownership training classes, in addition building your home and your neighbor’s homes.
  • Those wishing to inquire regarding Houston Habitat homeownership program should review the criteria listed below and check our website frequently for future information sessions.

Questions? We have answers.


What is the first step towards purchasing a new home?

If you are interested in the Houston Habitat program and have reviewed the requirements, the next step is to attend an information session to learn more about our program. Please continue to check our website regularly as information sessions are posted as they are scheduled.

Will Houston Habitat give me a house?

No, we believe in a hand-up not a hand-out.  If you meet the criteria guidelines and are accepted into the program, we will invite you to become a Houston Habitat partner family and start our homeownership program.  Our homes are sold to qualified partner families with an affordable mortgage.

How are family partners selected?

After attending an information session participants will have the option to submit a mortgage questionnaire.  After the vetting process Homeowner Services will contact you.

What is "sweat equity"

Sweat equity is an investing our partner families make to become homeowners of a Habitat home.  These sweat equity hours build partnerships, pride in homeownership and development of skills and knowledge.  Following approval by the Home Services committee, the partner family must complete 300 hours of “sweat equity” before being able to purchase their home.  Your family and friends may help work towards your hours.  You will be required to work on our construction sites, in the office or at our retail store Houston Habitat ReStore.

How long is the process?

Ideally construction of a home begins within a year from the time of approval, and completion of the home will vary depending on our overall construction schedule. The construction process is a complex one with many variables depending on funding sources and the building requirements, and this complexity makes it difficult to predict the length of time from purchase of a property to completion of home(s).

What kind of homes does Houston Habitat for Humanity build?

We build three- to four-bedroom, 2 bath single family homes with approximately 1100 square feet. Our homes are energy efficient with central air, pergolas and garage. Our homes are built in the Northeast Houston area. We are able to build to ADA standards at request.

What else is expected of partner families?

In addition to sweat equity and homeowner classes, we ask families to share their stories. We occasionally get family partners to talk about the program or be featured in media, but we always respect your privacy and wishes. At Houston Habitat we build community by asking you to meet neighbors, get involved in Homeowners’ Associations and becoming a true partner to our program.

Our focus is to help those families that are 50%-80% of area median income.

Who We Serve

U.S. Department of Housing and Urban Development’s annual Area Median Income guidelines:

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Still have questions?

Get in touch with us today so we can better assist you!

Building Communities.